Hmmm… pulling your credit report quarterly – How about only keeping ONE credit card, and perhaps a gas card in your wallet; any others to be kept in a secure place where thieves aren’t likely to look? Think “outside the box” on this one, an unconventional place that only you know about, not in the dresser drawer, or your desk. Because of technology, I purchased an RFID secure wallet. http://superstore.wnd.com/specialty-items/RFID-Blocking-Flip-Up-Wallet-Black-Leather http://superstore.wnd.com/specialty-items/RFID-Blocking-Flip-Side-Wallet-Black-Leather Also, (for those of us who can afford to travel) http://superstore.wnd.com/specialty-items/RFID-Blocking-Passport-Case-Black-Leather
Never allow your computer or services that you are using (such as Google, Internet Explorer, etc.) to “remember your user id” and/or password. Take the moments it takes to enter them yourself each time you use your computer.
The rule that you must have your registration and insurance info in the car is irksome, and another vulnerability, if it is broken into. (I don’t use a car alarm. There are simple, common sense alternatives for this issue that for obvious reasons, I won’t post).
Don’t be sucked into “going paperless” F**k that noise! Its convenience is outweighed by the common knowledge that companies, and even Gov’t systems have been hacked; figure that they employ far more sophisticated security measures than you have at your disposal. This factoid was in their comments: In 2012 over 300,000 SC citizens tax files were compromised when security measures weren’t updated by the government.
I accept e-mail notices from utilities, but pay for them at the local store, or use “snail mail” (the phone company charges a fee if you pay at your local store’s service counter).
I don’t have a laptop; however, even if I did, I wouldn’t use Wi-Fi hotspots. The need to access the Internet in a public place escapes me.
This useful item was in their comments: It probably goes without saying, but never give any information to anyone you don’t know who calls you on the phone, no matter who they claim to be. Even with caller ID, unless you positively recognize the number as belonging to an institution you do business with and trust, you have no way of knowing who is really on the other end of the line.
Lastly, -Re social sites privacy settings-, remember that Google owns YouTube, and is present in the “works” of other sites, including WP, whether they bother to acknowledge this or not. Other suggestions/comments are welcome. “X”
Privacy is a big deal for me and my family. I need to protect our privacy AND still be visible to my customers and clients that depend on me for critical information. So I’m constantly reading up on how the scammers and government spies are stealing our information.
Of course the most common crime perpetrated by these lowlifes is identity theft. It’s a $50 billion a year industry and the most prevalent crime in America right now. There is literally an army of people across the globe trying to snatch your critical information and your money.
Here are a few steps to foil the ID thieves:
Shred everything. And I do mean everything. ID thieves, often fueled by methamphetamine drug addiction, can piece together small bits of junk mail and other information that might seem innocent to you. They can use this to pull credit in your name.
Monitor your credit. Services like Identity Guard and Lifelock are pretty good at securing your credit report and letting you know when something new pops up. But you need to stay on top of it too. Pull your report at least quarterly and note any changes that seem fishy. Dispute anything and everything that seems inaccurate or suspicious.
Create a verbal password at your bank. Most banks are adopting this security measure now, but you can insist that your bank do it now or lose your business. Create a password that you can remember and make sure that the bank asks for it before any withdrawals, wire transfers, check orders, and any personal info is given out. Scammers often call the bank and pretend they are you to get critical bank information. Make sure your bank knows that you want to be password protected and notified of any suspicious activity on your accounts.
Keep your information out of the public eye. Take your name off the mailbox. Turn on ALL of Facebook’s and Google’s privacy settings. Never make your family tree public, thieves can do a lot of damage with your mother’s maiden name. Keep your name out of Who’s Who lists, they are a detailed biography of usually pretty successful people and ID thieves farm them for names.